![]() | ![]() Free Advertisement |
|
#1
| |||
| |||
Life Insurance for Canadians?The agent asked me if it was really urgent to get life insurance, just wait a year. My response "I'm not planning to die anytime soon!! That's the point of life insurance isn't it? We never know what will happen!" Urgent...sheesh! If I knew when I was going to die, I wouldn't want to shell out a few hundred every year for protection just in case. I would just get it the day before I was going to die. I had been seizure free for over two years by treating myself with diet. My recent pregnancy had a lot of morning sickness, hence it was tricky to maintain my diet properly. During that time I had two seizures. Of course, explaining to the insurance agent that I am no longer pregnant and therefore it is not a problem anymore was not good enough for them. I asked about guaranteed life insurance, but they are reluctant as well. I have checked with our local Epilepsy foundation, and have done tons and tons of internet searches with no luck whatsoever. I am going to try a different agent, but would like to be better armed before I go. Does anybody out there have life insurance? How did you get it, what kind did you get etc. (I am Canadian, specifically Alberta, but will take any advice) |
|
#2
| ||||
| ||||
| I had AIL for a while. only cost about 67 a month. You can also try blue cross or Empire Life.
__________________ FALL SEVEN TIMES, STAND UP EIGHT- JAPANESE PROVERB ![]() THEY SAY YOU CAN'T DIVIDE ANYTHING BY ZERO. IF YOU DIVIDE SOMETHING BY ZERO, YOU GET INFINITY. AND THE ONLY THING THAT IS INFINITE IS LOVE. ![]() NEVER LOOK DOWN ON SOMEONE UNLESS YOU ARE HELPING THEM UP. |
|
#3
| ||||
| ||||
| I live in the United States, so I might not be much help. My employer has a group life insurance plan - so all of us have life insurance without having to individually apply and meet certain criteria. Lucky. |
|
#4
| |||
| |||
| To Endless, if you were to die of a seizure though would that count as a pre-existing medical condition and you would get nothing?? Or was it more like a guaranteed life plan? |
|
#5
| ||||
| ||||
| Guaranteed life plan. Everybody who works for the company is covered, regardless of health status or pre-existing conditions. And if I ever leave the company the insurance is convertable. In other words, I can take the coverage with me without having to reapply, but I have to pay the premiums instead of the company paying for it. |
| Thread Tools | |
| |
| | ||||
| Thread | Thread Starter | Forum | Replies | Last Post |
| Have You Been Denied Life Insurance | Junebug | Back Fence | 27 | 06-02-2011 01:15 AM |
| For Canadians & Europians on Medication | epileric | The Kitchen | 0 | 10-25-2010 01:54 PM |
| [Info] Canadians can report or learn Side-effects | epileric | The Library | 0 | 01-09-2010 08:43 PM |