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| View Poll Results: Have You Been Denied Life Insurance? | |||
| Yes | | 15 | 53.57% |
| No | | 13 | 46.43% |
| Voters: 28. You may not vote on this poll | |||
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#21
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__________________ Have a good day. Hawke |
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#22
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We had ins for my special needs child after 6mos statements had "huge" Xtra charges for "disability", and premiums constantly increased. We cancelled it. Anyone who's got ins. do they add extra charges? Last edited by Aodan; 03-13-2009 at 08:14 PM. |
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#23
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| It's a pain in the butt. I know. But what you need to do is get a 2year term that turns into a whole life insurance for yourself. Once you live out the two years then it turns into whole life.You can do that with a lot of dissabilities. Including epilepsy. My Dad taught a lot of men and women how to sell it so they will sell it to me.I need to get around to getting it. My son has it.
__________________ Climb out on a limb, that is where the future is! |
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#24
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| But that was yrs and yrs ago. I haven't been denied in the last 10 yrs just higher rates |
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#25
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| What I know about life insurance and people with chronic medical problems is that they're considered to be a "higher risk" to insure b/c of the possible payouts & loss of premiums which might have to be paid out if a life insurance company insures such a person. Based on my experiences, I was "rated" - made to pay a higher premium for the same level of insurance that a person without any medical problems has to pay. The "rating is given according to the degreee of severity of the condition. If there is anyone who works in the life insurance industry and who is a member of this site, please correct or verify what I have stated. Thanks! |
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#26
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| I have been denied. I was always considered a "high risk" accounthey even did the air qutations |
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| insurance, life insurance |
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