Just wondering how many of us are able to go to a doctor or neurologist whenever we want - have whatever tests we want done - because we have health insurance. How many of us don't and are really working on our own? I don't have health insurance. We did but the cost was prohibitive ($3000 a year with a $5000 deductible each) so we decided that we would rather put that $3000 into health care than into making Mutual of Omaha rich. When you have to self-insure (as opposed to getting insurance through employment), it's extremely expensive! It makes my doctor crazy that I don't have any insurance but, unless she wants to pay for it, she'll just have to accept it. What's your situation?