[MAD] Denied for life insurance!

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resaebiunne

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So I applied for life insurance (on a bit of a whim, but also because as a contractor I have no life insurance through my job). Now, I am a smoker (I vape), so I was prepared for a bumpy road. However, according to my rejection letter I was denied because of my seizures and my schizoaffective disorder bipolar type!

I guess I'll have to keep looking. I always though USAA was great with insurance, but a quick Google search shows otherwise. At least I got a good deal with my car insurance and auto loan.
 
Similar thing happened to me when I asked my work's insurance agent last year and I was told that a life insurance policy most likely wouldn't be accepted due to the fact that it's a pre-existing condition according to them.

Interestingly, I would be accepted for health insurance provided no claims for anything seizure or my shoulder related were made
 
Hi Res,

The same thing happened to me ins. co. would reject me or increase the rates way to high then I called the state ins. co. and reported this matter and I was able to get ins. with no problem so you may want to do the same thing. I wish you the best of luck and May God Bless You!

Sue
 
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