squeekygeorge
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I am trying to get life insurance. Right now in our financial situation if I were to die, my husband would not be able to support our family for very long. I'm sure he could find a way to get by, but it would be very difficult. We can, however, shell out a few hundred right now for life insurance. He had no problems. (we joke that if any of us dies it has to be him). I was refused because of the seizures and do not take medication.
The agent asked me if it was really urgent to get life insurance, just wait a year. My response "I'm not planning to die anytime soon!! That's the point of life insurance isn't it? We never know what will happen!" Urgent...sheesh! If I knew when I was going to die, I wouldn't want to shell out a few hundred every year for protection just in case. I would just get it the day before I was going to die.
I had been seizure free for over two years by treating myself with diet. My recent pregnancy had a lot of morning sickness, hence it was tricky to maintain my diet properly. During that time I had two seizures. Of course, explaining to the insurance agent that I am no longer pregnant and therefore it is not a problem anymore was not good enough for them. I asked about guaranteed life insurance, but they are reluctant as well.
I have checked with our local Epilepsy foundation, and have done tons and tons of internet searches with no luck whatsoever.
I am going to try a different agent, but would like to be better armed before I go.
Does anybody out there have life insurance? How did you get it, what kind did you get etc. (I am Canadian, specifically Alberta, but will take any advice)
The agent asked me if it was really urgent to get life insurance, just wait a year. My response "I'm not planning to die anytime soon!! That's the point of life insurance isn't it? We never know what will happen!" Urgent...sheesh! If I knew when I was going to die, I wouldn't want to shell out a few hundred every year for protection just in case. I would just get it the day before I was going to die.
I had been seizure free for over two years by treating myself with diet. My recent pregnancy had a lot of morning sickness, hence it was tricky to maintain my diet properly. During that time I had two seizures. Of course, explaining to the insurance agent that I am no longer pregnant and therefore it is not a problem anymore was not good enough for them. I asked about guaranteed life insurance, but they are reluctant as well.
I have checked with our local Epilepsy foundation, and have done tons and tons of internet searches with no luck whatsoever.
I am going to try a different agent, but would like to be better armed before I go.
Does anybody out there have life insurance? How did you get it, what kind did you get etc. (I am Canadian, specifically Alberta, but will take any advice)